Saturday, January 23, 2010

some things, recently

s is the best. yes, indeedy. despite the many times (each day) i want to smack him for tapping his foot or my leg or any other repetitive motion, he is the bestest. earlier this week, when i did my taxes (yes, i filed my taxes on mlk day), i mentioned that i wasn't so sure how the whole blogher thing was going to fit in our budget, what with the whole buying a house business and whatnot.

he looked at me, quite sincerely, and said, "we'll make it work out somehow because you had so much fun this summer meeting people and it made you so happy."

is that not the sweetest thing? and having done my taxes, i have enough money from my refund to pay the registration fee and take care of my car tags (almost $200!!! why is it so expensive? i drive a frickin' toyota! a2005 camry is not a luxury car by any stretch. nor was my 2001 passat george and that was maybe $10 cheaper. ouch!) with a tiny bit left over for a rainy day emergency. that was exciting news on monday night and i was looking forward to an extended stay in nyc longer than a layover.

but now i'm still a little up in the air about being able to go because even more shiz is going down on this whole house thing. friday we were supposed to have the financing in place according to our offer to the seller and the bank was aware. all day i was giving myself an ulcer waiting to hear from the loan officer, getting calls & e-mails from our realtor asking if i'd heard anything yet because the clock was ticking down. all for naught (not?), right? oh no, the underwriters didn't sign off on it because we are short $$$ for the closing costs. you know, the closing that isn't happening for another month! between us we'll be getting 3 more paychecks from now to then. and guess how much we're short? oh, the exact amount of my tax refund. how serendipitous!
so that's all fine and dandy, but they still won't approve the financing until it's in the account. the realtor has me sign an extension request for 1 week to get the financing finalized. 1 lousy week, just until next friday. and my loan officer is best buds with the seller's realtor, so he's like no problem, he'll understand and everything'll be copacetic.

nope, the seller is still freaking out as far as i know and hasn't signed the extension because he has less than 5 weeks until he closes on the other house he's buying. actually, he's closing the same day we're closing. so despite his realtor explaining that this is a minor glitch (the money will be there next week one way or the other because my parents will either wire it to us until my refund comes back or the refund should be in the bank next week anyway) and things like this happen on occasion. if he backs out now, we're screwed and there's no way in h-e-double hockey sticks he's going to find another buyer willing to pay the same amount and get financing in place in less than 5 weeks. the place was on the market for over 2 months and no one nibbled until we looked at it and eventually made an offer a month after our first showing.
this morning we had to head over to coldwell to sign a revised statement saying that the financing is only contingent on the closing costs, which will be in place this week, and now we have to wait to hear if the seller's agent can talk him into agreeing and signing our week extension. hopefully he'll call by this afternoon to say things are back on track and we can wait until the bank gets its act together and comes through with the money.

and i haven't even mentioned the fact that the week before last my doctor diagnosed me with hypothyroidism, my fave coworker accepted a nursing position at the other hospital, our clinic administrator is retiring the same day coworker is leaving, s's old unit is being deployed again to iraq and tomorrow is his official last day in the military so i have to bake brownies, my/pioneer woman's sweet potatoes and make peaches & cream salad for the party. whew! guess i'll save something for another day because the monster needs to go out now.

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Sunday, January 10, 2010

all the waiting

this is the interior courtyard picture from the realtor. the garage is below this and faces the street.
basically the reason i've been quiet, besides not having anything interesting to say, is because of all the business going down over the purchase of our (town)house. on friday, after accepting the sellers' counter-offer just before christmas, they accepted our remedy requests, which were pretty limited considering the number of piddly things found on inspection. now we're just waiting for the bank's appraisal and funding and closing is set for february 26. less than 7 weeks from now. i guess we'd better start packing everything we don't use daily. yay! our own washer and dryer, our own garage, dishwasher, deck, 2 bedrooms and 1 1/2 bath! it's like i'm/we're grown-up!


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